FAQs

SMH Auto Sales

  • What should I do to prepare for buying a vehicle from you?

    At SMH Auto Sales, we prioritize offering reliable vehicles with clear pricing and trustworthy local service. We thoroughly inspect each car and truck, providing a comprehensive history report to make sure you have complete information about your potential purchase.

  • Do you only sell cars, or do you also carry trucks and SUVs?

    Our inventory is diverse, featuring a range of vehicles that includes sedans, SUVs, pickup trucks, and commercial work vans. Whether you're in need of a dependable commuter car, a spacious family SUV, or a work-ready truck, we have suitable options available on our lot.

  • Can I trade in my current vehicle even if it's older or has high mileage?

    We accept trade-ins of all makes, models, and conditions. Our team will provide a fair, market-based valuation for your vehicle, which can be applied to reduce the cost of your next purchase.

  • Do you sell commercial vehicles and work trucks in Frederick, MD?

    Indeed, we specialize in commercial inventory. Our selection includes cargo vans, box trucks, and heavy-duty pickups, which are well-suited for contractors, delivery services, and small businesses in the Frederick area.

  • Can I finance a commercial vehicle for my business?

    Certainly. We collaborate with lenders who offer commercial financing options, making it more accessible for business owners to acquire reliable vehicles for their operations.

  • Do you offer special financing for people with credit challenges?

    We do. Our partnerships with flexible lenders allow us to assist customers with fair, poor, or no credit. Our aim is to help you secure approval and improve your credit standing.

  • Is guaranteed credit approval really offered here in Frederick, MD?

    Yes, we provide programs with guaranteed approval, regardless of credit history. If you have a steady income and a valid driver's license, we're committed to finding a financing solution for you.

  • What if I've had a bankruptcy, repossession, or missed payments? Am I still eligible?

    Even with past financial difficulties, we've successfully helped many Frederick, MD-area drivers secure financing. Our lending partners understand that life can be unpredictable and are willing to offer second chances.

  • How much money do I need for a down payment?

    Down payment requirements vary, but we strive to accommodate your budget. Some of our financing programs may even offer very low or no down payment options for qualified applicants.

  • Do you help first-time car buyers with no credit history?

    Absolutely. We have specialized programs designed to assist first-time buyers in establishing credit. These programs can help you get approved and start building a solid financial foundation.